Guide

Jagga ValuationGlossary · guide.jaggavaluation.com

Glossary

Nepali land and valuation vocabulary, plus the platform’s own words. One line each. Terms are grouped in the order you will meet them; use the letters or Ctrl F to jump.

Land and land records

access class
The certified road-access classification taken from the sifaris. It is the access fact that moves money — and it is deliberately kept separate from whatever road access the client declared.
charkilla
The four-boundary description of a plot — what lies north, south, east and west of it.
gazette
The government’s published notice of land rates. The source a rate book is built from.
Ghar-Bato Sifaris
The ward office’s letter certifying what road a property has access to. This is what the government land rate is keyed to, which is why the surveyor captures its booklet number, classification code and issue date on site.
haal
The present address, after restructuring. Recorded alongside the saabik address.
khahare khola
A seasonal stream. Another thing a plot can adjoin.
kitta
A cadastral plot — one registered parcel of land. It is the thing a valuation is about.
lalpurja
The land-ownership certificate. The main proof of who owns a plot, and one of the recorded sources for its area.
land rate book
The rate schedule derived from the government gazette, per Land Revenue Office and per Nepali fiscal year. It moves through draft, then verified, then published — and only a published book lets a report be issued.
malpot office
The Land Revenue Office. Its jurisdiction publishes the land rate book a parcel is valued against.
moth
A cadastral register identifier, recorded with the plot and sheet numbers.
parti
Unregistered or waste land. Another possible neighbour of a plot.
rajkulo
A traditional irrigation channel. One of the things a plot can adjoin, and it can change the rate classification.
saabik VDC
The former Village Development Committee an address belonged to before the 2074 restructuring. The government land rate is keyed to this, not to the current ward.
sheet no / plot no
A cadastral map sheet number, recorded on the parcel alongside the plot number.
sifaris
A recommendation letter from a government office. In valuation it nearly always means the Ghar-Bato Sifaris.
trace map
The cadastral tracing of a plot. One of up to four recorded sources for the area, and it can disagree with the lalpurja.

Land area units

aana
Hill-system area unit. A sixteenth of a ropani — about 342 square feet, or roughly 31.8 square metres. Divided into 4 area-paisa.
adopted area
Of the recorded areas — lalpurja, trace map, field measurement — the one the valuer adopts. Only the adopted area drives the value. Departing from the largest source by more than the tolerance needs a recorded reason.
bigha
Terai area unit. 20 kattha, about 72,900 square feet.
dam
The smallest hill-system area unit — a quarter of an area-paisa.
dhur
Terai area unit. A twentieth of a kattha, roughly 17 square metres.
Heron's formula
The way an irregular plot’s area is worked out: split it into triangles and compute each from its three side lengths. Sides that cannot form a triangle are refused rather than producing a wrong area.
kattha
Terai area unit. A twentieth of a bigha — roughly 339 square metres. Divided into 20 dhur.
paisa (area)
Hill-system area unit. A quarter of an aana, divided into 4 dam. Not the same thing as money paisa.
rate basis unit
The regional unit a valuation is actually carried out in — aana in the hills and mountains, kattha in the Terai. Every rate input converts into it, so a Terai file is priced and printed in the unit its gazette and its client actually use.
ropani
Hill-system area unit. 16 aana, about 5,476 square feet.

How a valuation is calculated

cost approach
Valuing a building by what it would cost, producing three figures: projected, present and remaining.
depreciation
How much a building has lost to age, from a firm-wide table of construction type against age band. Some cells are a rate per year, applied smoothly so value does not jump at a band boundary; others are a stepped total percentage, which is what some banks require. A minimum residual floor — 10% by default — stops depreciation consuming a building entirely.
distress value
A forced-sale figure, lower than market value, reported alongside it. Some banks want it on the land only.
government rate
The rate from the Land Revenue Office’s rate book. Where it comes from a sifaris classification it is authoritative; where it is derived from attributes it is only indicative.
market rate
The prevailing rate, from the consultancy’s own overlay. If none has been asserted, the government figure stands in as a labelled fallback — which blocks the report from being issued.
plinth area
The built footprint area of a building, used as the basis for building valuation.
present value
What the completed portion is worth at the date of the site visit. This is the only one of the three that feeds a total.
projected value
What the building would be worth completed.
remaining value
The balance still to be completed.
schedule rate method
Valuing a building at a prescribed schedule rate.
weighted land value
The land figure produced by combining the government and market rates at a set weighting.

Money

commission
The firm’s and the platform’s shares of a fee. Separately permissioned from case prices — a Case Manager sees a price but never commission.
credit note
A recorded reversal, numbered in its own yearly series. Refunds reverse; they never erase.
field visit fee
The standalone charge for the site visit, around NPR 1,000 for a valuation. Never counted towards the report fee.
milestone
A portion of the fee that is due at a point in the process. The default is 70% advance and 30% on completion.
paisa (money)
A hundredth of a rupee. Every amount in the platform is stored as a whole number of these, never as a decimal. Not the same thing as the area unit of the same name.
payment gateway
The online payment services in this phase: eSewa, Khalti, FonePay and Connect IPS. Manual recording is always available too.
settled
A milestone is settled once what is recorded against it adds up to its amount — which can include cash, transfers, online payments, tax withheld and a small write-off.
TDS
Tax deducted at source. Can count towards settling a milestone, up to the firm’s share.

Dates and codes

Bikram Sambat
Nepal’s official calendar. Every date in the platform is shown in it alongside the Gregorian date, each labelled.
Bikram Sambat fiscal year
The Nepali fiscal year, starting 1 Shrawan. The yearly invoice and report code series restart on it.
civil date
A date used to decide something, worked out in Nepal time (UTC+5:45, no daylight saving). A late-evening action can belong to the next Nepali day.
display code
A readable identifier beside the internal one — CASE-000123, INV-2082-0041. Never reused, even if a file is cancelled.
dual date
The convention of showing both calendars, each labelled, derived from one stored moment — so they can never disagree.
NEC
The Nepal Engineering Council. An engineer’s NEC registration is what makes their signature on a report valid.
RBBL Valuation Procedure 2077
Rastriya Banijya Bank’s valuation procedure of 2077 — the built-in reference report format that other formats are cloned from.

The platform

audit log
The permanent record of every consequential action. Entries are never edited or deleted; redacting personal data adds a new event rather than erasing an old one.
case party
Somebody on a file who does not have an account — a joint borrower, or the local contact who attends the visit.
consultancy
One office inside a firm. A second wall within the firm — not a separate system, but staff in one office do not see another’s files.
idempotency
The property that repeating an action does not repeat its effect. It is why a retried payment is never recorded twice.
offline outbox
The queue on a surveyor’s phone. Captures are written locally first and upload when a connection returns.
price floor
The lowest price a Case Manager may quote without an administrator’s approval. 20% below the firm’s price by default.
price mode
Either quoted — negotiable down to a floor, with approval needed below it — or fixed, issued at the configured price with no negotiation.
report format
The layout, fixed text, computed tables and signature blocks of a report. Usually one per bank.
review window
The period after delivery in which a correction can be requested. After it closes, a change needs a new request.
service
What a client buys. It bundles required documents, the questions asked, a price mode, the steps a file walks, and the report formats it can produce.
step library
The reusable workflow steps — field survey, technical review, authorisation — each authored once with the role that owns it, and reused across services.
tenant
One consultancy business on the platform, under its own branding. The outermost wall: no data crosses between firms.
verification page
The public page that confirms an issued report is genuine and current. No account needed.
whitelabel
Each firm appearing under its own name, logo and colours.

Two things that live elsewhere

They are not repeated here, because two copies of the same table drift apart.

Last reviewed 2026-09-08.